Effective Date: 1/9/2024
Welcome to Mindstraits (the "Platform"). These Terms of Service ("Terms") govern your access to and use of our Platform, including any content, functionality, and services offered on or through [Mindstraits.com] (the "Website"). By accessing or using the Platform, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not access or use the Platform.
You must be at least 18 years old and have the legal capacity to enter into these Terms. By using the Platform, you represent and warrant that you meet all eligibility requirements.
The Platform provides users with tools to compile, consolidate, classify, integrate, and analyze financial data for various purposes, including but not limited to:
To access certain features of the Platform, you may be required to create an account. You agree to:
We value your privacy and are committed to protecting your personal data. By using the Platform, you agree to our [Privacy Policy], which explains how we collect, use, and disclose your information. You are responsible for ensuring that your use of the Platform complies with all applicable laws, including data protection regulations.
You are responsible for:
The Platform may integrate with or utilize third-party services. These services are provided solely as a convenience and are subject to their own terms and conditions. Mindstraits Sdn Bhd is not responsible for the availability or accuracy of these services, or for any issues that may arise from your use of them.
We implement appropriate technical and organizational measures to protect your data. However, you acknowledge that no method of transmission over the internet, or method of electronic storage, is 100% secure. You are responsible for ensuring that your use of the Platform complies with all applicable laws, including data protection regulations.
Mindstraits Sdn Bhd provides customer support through email at hello@Mindstraits.com. We aim to respond to all inquiries within [Insert Time Frame]. The Platform may undergo scheduled maintenance from time to time. During such periods, access to the Platform may be limited or unavailable.
Use of the Platform may be subject to fees. Any applicable fees and payment terms will be specified in a separate agreement or on the Platform. You agree to pay all fees and charges incurred in connection with your account. All payments are non-refundable except as expressly set forth in these Terms or required by applicable law.
Refunds are granted at the sole discretion of Mindstraits Sdn Bhd. If you believe you are entitled to a refund, please contact us at hello@Mindstraits.com with details of your request. We will review and process your request in accordance with our refund policy.
Mindstraits Sdn Bhd reserves the right to modify or discontinue, temporarily or permanently, the Platform or any part thereof, with or without notice. You agree that Mindstraits Sdn Bhd shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Platform.
You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree not to:
Mindstraits Sdn Bhd reserves the right to suspend or terminate your account and access to the Platform at its sole discretion, without notice, for any reason, including but not limited to a violation of these Terms. You may appeal such suspension or termination by contacting hello@Mindstraits.com. We will review your appeal and respond accordingly.
You agree to defend, indemnify, and hold harmless Mindstraits Sdn Bhd, its affiliates, licensors, and service providers, and their respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Platform, including, but not limited to, your User-Generated Content, any use of the Platform's content, services, and products other than as expressly authorized in these Terms or your use of any information obtained from the Platform.
To the fullest extent permitted by law, Mindstraits Sdn Bhd and its affiliates, licensors, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or use, arising out of or relating to your use or inability to use the Platform, even if Mindstraits Sdn Bhd has been advised of the possibility of such damages.
The Platform is provided on an "as-is" and "as-available" basis. Mindstraits Sdn Bhd makes no representations or warranties of any kind, express or implied, as to the operation of the Platform or the information, content, or materials included on the Platform.
Mindstraits Sdn Bhd shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law principles.
Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by arbitration in Malaysia in accordance with the [Arbitration Rules/Procedures] for the time being in force, which rules are deemed to be incorporated by reference in this clause.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid, illegal, or unenforceable provision shall be replaced by a valid, legal, and enforceable provision that most closely reflects the original intent of the provision.
These Terms constitute the entire agreement between you and Mindstraits Sdn Bhd regarding your use of the Platform and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such use.
We may revise these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on the Platform. Your continued use of the Platform after any such changes constitutes your acceptance of the new Terms.
If you have any questions about these Terms, please contact us at hello@Mindstraits.com.
Mindstraits Sdn Bhd